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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,370 | $157,296+35.0% | $141,191+50.4% | $152,897+38.9% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 22.54% | 64.34%-41.8pp | 71.41%-48.9pp | 345.43%-322.9pp |
| Employer contribution / active EE | $2,278 | $5,262-56.7% | $4,736-51.9% | $4,764-52.2% |
| Participant deferral / active EE | $8,484 | $7,111+19.3% | $6,710+26.4% | $5,851+45.0% |
| Admin fee / account holder | $1,840 | $12,125-84.8% | $10,264-82.1% | $11,599-84.1% |