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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,201 | $72,071+82.0% | $68,368+91.9% | $137,256-4.4% |
| Participation rate | 68.8% | 76.2%-7.5pp | 73.8%-5.0pp | 80.0%-11.2pp |
| Annual return | 17.72% | 353.14%-335.4pp | 292.57%-274.9pp | 220.34%-202.6pp |
| Employer contribution / active EE | $2,701 | $2,788-3.1% | $2,649+2.0% | $4,156-35.0% |
| Participant deferral / active EE | $7,704 | $4,410+74.7% | $4,123+86.9% | $6,407+20.2% |
| Admin fee / account holder | $1,479 | $5,336-72.3% | $5,150-71.3% | $12,270-87.9% |