See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $7,601 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,837 | $80,724-32.1% | $103,333-46.9% | $74,495-26.4% |
| Participation rate | 43.1% | 65.7%-22.6pp | 74.5%-31.4pp | 67.2%-24.1pp |
| Annual return | 12.52% | 27.56%-15.0pp | 24.88%-12.4pp | 1364.94%-1352.4pp |
| Employer contribution / active EE | $743 | $3,157-76.5% | $3,868-80.8% | $2,623-71.7% |
| Participant deferral / active EE | $2,623 | $3,860-32.1% | $5,057-48.1% | $4,346-39.6% |
| Admin fee / account holder | $415 | $2,368-82.5% | $8,355-95.0% | $1,942-78.6% |