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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,777 | $166,131-81.5% | $164,975-81.3% | $145,877-78.9% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 14.48% | 100.37%-85.9pp | 70.12%-55.6pp | 551.28%-536.8pp |
| Employer contribution / active EE | $3,469 | $5,276-34.3% | $4,343-20.1% | $4,663-25.6% |
| Participant deferral / active EE | $7,651 | $6,962+9.9% | $6,033+26.8% | $6,691+14.4% |
| Admin fee / account holder | $380 | $16,648-97.7% | $12,688-97.0% | $13,402-97.2% |