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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,511 | $97,648+27.5% | $121,663+2.3% | $87,485+42.3% |
| Participation rate | 98.3% | 70.5%+27.8pp | 74.5%+23.8pp | 68.9%+29.3pp |
| Annual return | 14.48% | 18.03%-3.5pp | 147.54%-133.1pp | 26.06%-11.6pp |
| Employer contribution / active EE | $2,501 | $2,300+8.7% | $3,020-17.2% | $2,596-3.7% |
| Participant deferral / active EE | $4,033 | $3,923+2.8% | $4,887-17.5% | $4,274-5.6% |
| Admin fee / account holder | $4,046 | $11,100-63.6% | $14,289-71.7% | $7,775-48.0% |