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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,407 | $199,109-19.9% | $173,730-8.2% | $154,746+3.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 18.26% | 20.02%-1.8pp | 19.96%-1.7pp | 172.34%-154.1pp |
| Employer contribution / active EE | $10,092 | $5,311+90.0% | $4,577+120.5% | $4,379+130.5% |
| Participant deferral / active EE | $9,310 | $7,113+30.9% | $6,326+47.2% | $6,730+38.3% |
| Admin fee / account holder | $1,353 | $20,916-93.5% | $17,523-92.3% | $14,365-90.6% |