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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,301 | $121,677-29.9% | $104,625-18.5% | $158,966-46.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 11.82% | 465.58%-453.8pp | 340.60%-328.8pp | 302.95%-291.1pp |
| Employer contribution / active EE | $0 | $3,165-100.0% | $2,681-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,278 | $4,175-21.5% | $3,738-12.3% | $5,983-45.2% |
| Admin fee / account holder | $18,834 | $7,777+142.2% | $6,465+191.3% | $11,250+67.4% |