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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,521 | $109,967+24.1% | $97,197+40.5% | $145,877-6.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 24.22% | 244.27%-220.0pp | 75.47%-51.2pp | 551.28%-527.1pp |
| Employer contribution / active EE | $4,953 | $3,077+61.0% | $2,723+81.9% | $4,663+6.2% |
| Participant deferral / active EE | $3,202 | $4,676-31.5% | $4,263-24.9% | $6,691-52.1% |
| Admin fee / account holder | $9,135 | $6,199+47.4% | $5,637+62.1% | $13,402-31.8% |