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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,129 | $101,618+52.7% | $93,063+66.7% | $137,256+13.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 17.48% | 223.95%-206.5pp | 34.15%-16.7pp | 220.34%-202.9pp |
| Employer contribution / active EE | $7,127 | $2,707+163.3% | $2,476+187.8% | $4,156+71.5% |
| Participant deferral / active EE | $1,597 | $4,279-62.7% | $3,958-59.6% | $6,407-75.1% |
| Admin fee / account holder | $2,606 | $6,198-58.0% | $6,033-56.8% | $12,270-78.8% |