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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,555 | $109,967-76.8% | $97,197-73.7% | $145,877-82.5% |
| Participation rate | 90.9% | 76.0%+15.0pp | 72.7%+18.2pp | 80.3%+10.6pp |
| Annual return | 7.63% | 244.27%-236.6pp | 75.47%-67.8pp | 551.28%-543.7pp |
| Employer contribution / active EE | $2,727 | $3,077-11.4% | $2,723+0.2% | $4,663-41.5% |
| Participant deferral / active EE | $3,727 | $4,676-20.3% | $4,263-12.6% | $6,691-44.3% |
| Admin fee / account holder | $26,214 | $6,199+322.9% | $5,637+365.0% | $13,402+95.6% |