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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,555 | $110,039-76.8% | $97,260-73.7% | $145,884-82.5% |
| Participation rate | 90.9% | 75.9%+15.0pp | 72.7%+18.2pp | 80.3%+10.6pp |
| Annual return | 7.63% | 244.44%-236.8pp | 75.54%-67.9pp | 551.85%-544.2pp |
| Employer contribution / active EE | $2,727 | $3,074-11.3% | $2,721+0.2% | $4,662-41.5% |
| Participant deferral / active EE | $3,727 | $4,674-20.3% | $4,262-12.5% | $6,690-44.3% |
| Admin fee / account holder | $26,214 | $6,204+322.6% | $5,640+364.8% | $13,392+95.7% |