See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS3+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $1,962 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,132 | $46,297-28.4% | $71,671-53.8% | $62,292-46.8% |
| Participation rate | 43.8% | 60.6%-16.9pp | 68.7%-25.0pp | 69.5%-25.8pp |
| Annual return | 17.86% | 22.32%-4.5pp | 20.65%-2.8pp | 28.90%-11.0pp |
| Employer contribution / active EE | $596 | $1,412-57.8% | $2,460-75.8% | $2,042-70.8% |
| Participant deferral / active EE | $1,692 | $2,235-24.3% | $3,438-50.8% | $3,169-46.6% |
| Admin fee / account holder | $21 | $461-95.4% | $5,558-99.6% | $479-95.6% |