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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,483 | $198,457-11.1% | $170,435+3.5% | $147,586+19.6% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 11.45% | 257.30%-245.9pp | 205.94%-194.5pp | 578.59%-567.1pp |
| Employer contribution / active EE | $2,243 | $6,183-63.7% | $5,432-58.7% | $4,876-54.0% |
| Participant deferral / active EE | $469 | $5,629-91.7% | $4,939-90.5% | $5,439-91.4% |
| Admin fee / account holder | $22,495 | $16,852+33.5% | $13,881+62.1% | $10,886+106.6% |