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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,987 | $100,811-39.5% | $86,698-29.7% | $134,545-54.7% |
| Participation rate | 44.4% | 79.0%-34.5pp | 76.6%-32.1pp | 81.2%-36.8pp |
| Annual return | -18.36% | 29.11%-47.5pp | 35.96%-54.3pp | 418.37%-436.7pp |
| Employer contribution / active EE | $1,875 | $3,490-46.3% | $2,837-33.9% | $4,742-60.4% |
| Participant deferral / active EE | $2,794 | $5,339-47.7% | $4,656-40.0% | $6,401-56.4% |
| Admin fee / account holder | $1,799 | $10,926-83.5% | $7,492-76.0% | $11,431-84.3% |