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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,460 | $197,625+78.9% | $177,840+98.8% | $158,966+122.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 12.12% | 58.76%-46.6pp | 48.32%-36.2pp | 302.95%-290.8pp |
| Employer contribution / active EE | $7,394 | $6,698+10.4% | $5,919+24.9% | $4,762+55.2% |
| Participant deferral / active EE | $12,489 | $8,405+48.6% | $7,714+61.9% | $5,983+108.7% |
| Admin fee / account holder | $22,360 | $15,405+45.1% | $12,431+79.9% | $11,250+98.8% |