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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,987 | $81,358+14.3% | $155,556-40.2% | $80,959+14.9% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.12% | 33.39%-23.3pp | 64.84%-54.7pp | 35.67%-25.6pp |
| Employer contribution / active EE | $2,914 | $3,106-6.2% | $4,675-37.7% | $2,757+5.7% |
| Participant deferral / active EE | $5,546 | $3,455+60.5% | $5,631-1.5% | $4,300+29.0% |
| Admin fee / account holder | $5,641 | $7,994-29.4% | $15,885-64.5% | $6,925-18.5% |