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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,061 | $72,273+13.5% | $101,275-19.0% | $79,856+2.8% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 7.62% | 22.30%-14.7pp | 46.48%-38.9pp | 31.71%-24.1pp |
| Employer contribution / active EE | $2,168 | $2,691-19.4% | $3,660-40.8% | $2,471-12.3% |
| Participant deferral / active EE | $2,508 | $3,282-23.6% | $4,371-42.6% | $3,741-32.9% |
| Admin fee / account holder | $2,298 | $4,401-47.8% | $5,948-61.4% | $5,306-56.7% |