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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,649 | $78,705+7.6% | $117,860-28.2% | $70,124+20.7% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 10.17% | 23.30%-13.1pp | 335.10%-324.9pp | 73.14%-63.0pp |
| Employer contribution / active EE | $3,708 | $2,223+66.8% | $3,786-2.1% | $2,342+58.3% |
| Participant deferral / active EE | $2,169 | $3,297-34.2% | $4,482-51.6% | $3,332-34.9% |
| Admin fee / account holder | $3,420 | $5,065-32.5% | $8,021-57.4% | $4,645-26.4% |