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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,705 | $65,376-28.6% | $87,104-46.4% | $65,185-28.4% |
| Participation rate | 55.5% | 75.3%-19.8pp | 76.9%-21.4pp | 70.2%-14.7pp |
| Annual return | 1.79% | 31.27%-29.5pp | 28.19%-26.4pp | 29.38%-27.6pp |
| Employer contribution / active EE | $868 | $1,822-52.4% | $2,521-65.6% | $2,177-60.1% |
| Participant deferral / active EE | $1,823 | $3,388-46.2% | $4,048-55.0% | $3,514-48.1% |
| Admin fee / account holder | $2 | $520-99.7% | $7,491-100.0% | $847-99.8% |