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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,581 | $64,729-37.3% | $112,263-63.9% | $68,490-40.7% |
| Participation rate | 83.3% | 67.2%+16.2pp | 75.1%+8.3pp | 67.9%+15.4pp |
| Annual return | -16.70% | -11.40%-5.3pp | 27.49%-44.2pp | -7.85%-8.8pp |
| Employer contribution / active EE | $1,142 | $2,746-58.4% | $3,636-68.6% | $2,597-56.0% |
| Participant deferral / active EE | $3,115 | $3,566-12.6% | $4,729-34.1% | $4,028-22.7% |
| Admin fee / account holder | $4,565 | $5,222-12.6% | $6,410-28.8% | $5,403-15.5% |