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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,898 | $76,112-6.9% | $96,534-26.6% | $71,511-0.9% |
| Participation rate | 44.4% | 74.4%-30.0pp | 76.0%-31.6pp | 67.9%-23.6pp |
| Annual return | 15.80% | 22.81%-7.0pp | 25.88%-10.1pp | 28.86%-13.1pp |
| Employer contribution / active EE | $1,960 | $2,248-12.8% | $2,965-33.9% | $2,589-24.3% |
| Participant deferral / active EE | $2,879 | $4,217-31.7% | $4,851-40.7% | $4,291-32.9% |
| Admin fee / account holder | $5,595 | $2,708+106.6% | $8,253-32.2% | $1,588+252.2% |