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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,265 | $73,978+80.1% | $96,515+38.1% | $75,173+77.3% |
| Participation rate | 56.1% | 66.4%-10.3pp | 74.3%-18.2pp | 67.2%-11.1pp |
| Annual return | 16.15% | 26.72%-10.6pp | 35.73%-19.6pp | 160.72%-144.6pp |
| Employer contribution / active EE | $2,168 | $2,931-26.0% | $3,740-42.0% | $2,671-18.8% |
| Participant deferral / active EE | $4,277 | $3,660+16.9% | $4,880-12.3% | $4,126+3.7% |
| Admin fee / account holder | $3,299 | $5,219-36.8% | $6,735-51.0% | $5,651-41.6% |