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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,730 | $105,284+28.9% | $150,734-10.0% | $94,015+44.4% |
| Participation rate | 52.2% | 71.7%-19.6pp | 78.4%-26.3pp | 70.8%-18.6pp |
| Annual return | 14.86% | 15.67%-0.8pp | 600.81%-585.9pp | 17.84%-3.0pp |
| Employer contribution / active EE | $2,060 | $3,599-42.8% | $4,918-58.1% | $2,790-26.2% |
| Participant deferral / active EE | $4,192 | $4,274-1.9% | $5,610-25.3% | $4,249-1.3% |
| Admin fee / account holder | $860 | $9,839-91.3% | $14,905-94.2% | $8,951-90.4% |