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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,730 | $88,672+53.1% | $105,223+29.0% | $82,448+64.6% |
| Participation rate | 52.2% | 67.9%-15.8pp | 75.0%-22.9pp | 68.1%-15.9pp |
| Annual return | 14.86% | 30.86%-16.0pp | 180.65%-165.8pp | 41.64%-26.8pp |
| Employer contribution / active EE | $2,060 | $3,048-32.4% | $3,689-44.2% | $2,551-19.3% |
| Participant deferral / active EE | $4,192 | $4,036+3.9% | $5,072-17.3% | $4,139+1.3% |
| Admin fee / account holder | $860 | $7,146-88.0% | $8,859-90.3% | $7,234-88.1% |