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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,157 | $141,004+42.7% | $112,273+79.2% | $139,466+44.2% |
| Participation rate | 94.1% | 79.2%+14.9pp | 72.4%+21.7pp | 80.3%+13.8pp |
| Annual return | 10.36% | 32.75%-22.4pp | 30.23%-19.9pp | 373.66%-363.3pp |
| Employer contribution / active EE | $0 | $4,285-100.0% | $3,431-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $3,808 | $5,878-35.2% | $4,800-20.7% | $6,712-43.3% |
| Admin fee / account holder | $16,192 | $9,959+62.6% | $7,752+108.9% | $11,409+41.9% |