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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,631 | $124,330-6.2% | $109,173+6.8% | $167,536-30.4% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 13.02% | 26.04%-13.0pp | 25.75%-12.7pp | 478.82%-465.8pp |
| Employer contribution / active EE | $919 | $4,209-78.2% | $3,723-75.3% | $4,839-81.0% |
| Participant deferral / active EE | $2,364 | $5,256-55.0% | $4,654-49.2% | $6,342-62.7% |
| Admin fee / account holder | $3,246 | $7,974-59.3% | $6,755-52.0% | $12,315-73.6% |