See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 150 N COLLEGE ST · CHARLOTTE, NC 28255 | Advisory (Participants) | $13,707 |
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $704 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,250 | $76,670-41.0% | $96,683-53.2% | $71,457-36.7% |
| Participation rate | 61.9% | 66.6%-4.6pp | 74.3%-12.4pp | 67.9%-6.0pp |
| Annual return | 16.44% | 48.29%-31.9pp | 35.69%-19.3pp | 28.85%-12.4pp |
| Employer contribution / active EE | $495 | $3,031-83.7% | $3,737-86.8% | $2,588-80.9% |
| Participant deferral / active EE | $2,734 | $3,771-27.5% | $4,878-44.0% | $4,289-36.3% |
| Admin fee / account holder | $298 | $2,028-85.3% | $6,730-95.6% | $1,587-81.3% |