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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,739 | $88,778+92.3% | $81,844+108.6% | $145,884+17.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 6.86% | 1033.03%-1026.2pp | 778.87%-772.0pp | 551.85%-545.0pp |
| Employer contribution / active EE | $15,443 | $3,087+400.3% | $2,916+429.5% | $4,662+231.2% |
| Participant deferral / active EE | $600 | $4,648-87.1% | $4,323-86.1% | $6,690-91.0% |
| Admin fee / account holder | $3,123 | $8,430-63.0% | $7,355-57.5% | $13,392-76.7% |