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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,955 | $93,617-81.9% | $135,982-87.5% | $75,177-77.4% |
| Participation rate | 77.6% | 75.2%+2.4pp | 81.9%-4.3pp | 67.2%+10.4pp |
| Annual return | 24.25% | 30.89%-6.6pp | 68.32%-44.1pp | 160.75%-136.5pp |
| Employer contribution / active EE | $2,370 | $3,538-33.0% | $4,859-51.2% | $2,671-11.3% |
| Participant deferral / active EE | $4,452 | $6,406-30.5% | $7,760-42.6% | $4,126+7.9% |
| Admin fee / account holder | $1,422 | $6,980-79.6% | $10,767-86.8% | $5,651-74.8% |