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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,544 | $180,459-6.0% | $154,108+10.0% | $135,380+25.2% |
| Participation rate | 72.2% | 87.4%-15.2pp | 83.0%-10.8pp | 82.6%-10.4pp |
| Annual return | -6.25% | 888.21%-894.5pp | 735.21%-741.5pp | 519.81%-526.1pp |
| Employer contribution / active EE | $782 | $6,035-87.0% | $5,298-85.2% | $4,779-83.6% |
| Participant deferral / active EE | $3,064 | $5,806-47.2% | $5,081-39.7% | $5,609-45.4% |
| Admin fee / account holder | $3,966 | $16,145-75.4% | $13,411-70.4% | $10,828-63.4% |