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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,710 | $59,839-3.6% | $81,991-29.6% | $79,852-27.7% |
| Participation rate | 63.0% | 61.6%+1.3pp | 69.3%-6.3pp | 69.6%-6.7pp |
| Annual return | 10.40% | 17.56%-7.2pp | 41.31%-30.9pp | 31.72%-21.3pp |
| Employer contribution / active EE | $1,571 | $1,713-8.3% | $2,498-37.1% | $2,471-36.4% |
| Participant deferral / active EE | $3,443 | $2,695+27.7% | $3,722-7.5% | $3,740-8.0% |
| Admin fee / account holder | $843 | $4,287-80.3% | $5,665-85.1% | $5,306-84.1% |