Filed June 18, 1996 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
MERCER3 years Filed as: MERCER HUMAN RESOURCE CONSULTING Service code 11 · EIN 13-2834414 | Actuarial | $38,851 |
STATE STREET GLOBAL ADVISORS9+ years Filed as: STATE STREET BANK & TRUST Service code 21 · EIN 04-3400339 | Bank Trustee | $7,363 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,531,814 | $85,092+5225.8% | $70,589+6320.0% | $139,500+3148.6% |
| Participation rate | 0.0% | 73.9%-73.9pp | 68.4%-68.4pp | 80.3%-80.3pp |
| Annual return | 10.65% | 30.40%-19.7pp | 32.80%-22.2pp | 373.99%-363.3pp |
| Employer contribution / active EE | $0 | $3,914-100.0% | $2,977-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $0 | $5,893-100.0% | $4,569-100.0% | $6,713-100.0% |
| Admin fee / account holder | $10,720 | $8,935+20.0% | $6,430+66.7% | $11,410-6.1% |