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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,177 | $138,102+90.6% | $125,381+109.9% | $134,532+95.6% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -16.81% | 750.73%-767.5pp | 572.31%-589.1pp | 418.27%-435.1pp |
| Employer contribution / active EE | $3,620 | $5,245-31.0% | $4,815-24.8% | $4,741-23.7% |
| Participant deferral / active EE | $12,820 | $7,801+64.3% | $7,448+72.1% | $6,401+100.3% |
| Admin fee / account holder | $3,080 | $11,568-73.4% | $10,007-69.2% | $11,429-73.0% |