See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $33,074 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,895 | $49,451+4.9% | $79,550-34.8% | $66,914-22.4% |
| Participation rate | 68.9% | 61.3%+7.6pp | 69.5%-0.5pp | 69.8%-0.9pp |
| Annual return | -20.05% | 84.25%-104.3pp | 0.16%-20.2pp | 1.58%-21.6pp |
| Employer contribution / active EE | $1,400 | $1,266+10.6% | $2,413-42.0% | $2,544-45.0% |
| Participant deferral / active EE | $2,297 | $3,159-27.3% | $3,985-42.4% | $4,237-45.8% |
| Admin fee / account holder | $315 | $595-47.0% | $6,832-95.4% | $593-46.9% |