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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,414 | $48,078+50.6% | $78,676-8.0% | $62,881+15.2% |
| Participation rate | 80.5% | 65.2%+15.3pp | 73.6%+6.9pp | 69.3%+11.2pp |
| Annual return | 5.45% | 31.36%-25.9pp | 62.19%-56.7pp | 20.14%-14.7pp |
| Employer contribution / active EE | $4,051 | $2,015+101.1% | $2,850+42.1% | $2,281+77.6% |
| Participant deferral / active EE | $821 | $2,587-68.3% | $3,517-76.7% | $3,203-74.4% |
| Admin fee / account holder | $3,877 | $3,206+20.9% | $4,510-14.0% | $4,296-9.8% |