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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,636 | $58,311+57.2% | $81,882+11.9% | $80,959+13.2% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 13.16% | 41.85%-28.7pp | 779.47%-766.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $3,307 | $2,347+40.9% | $2,916+13.4% | $2,757+19.9% |
| Participant deferral / active EE | $3,356 | $3,287+2.1% | $4,323-22.4% | $4,300-22.0% |
| Admin fee / account holder | $4,233 | $4,752-10.9% | $7,360-42.5% | $6,925-38.9% |