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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,419 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,371 | $55,453+400.2% | $170,435+62.7% | $62,293+345.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 11.26% | 21.38%-10.1pp | 205.94%-194.7pp | 28.90%-17.6pp |
| Employer contribution / active EE | $10,498 | $2,164+385.2% | $5,432+93.2% | $2,042+414.0% |
| Participant deferral / active EE | $6,668 | $2,303+189.6% | $4,939+35.0% | $3,169+110.4% |
| Admin fee / account holder | $1,045 | $455+129.8% | $13,881-92.5% | $479+118.1% |