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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES & ASSOCIATES Service code 26 · EIN 59-1237041 | Advisory (Participants) | $26,015 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 01-0233346 | Recordkeeping | $3,016 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,534 | $81,358+328.4% | $155,556+124.1% | $80,959+330.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 11.76% | 33.39%-21.6pp | 64.84%-53.1pp | 35.67%-23.9pp |
| Employer contribution / active EE | $28,909 | $3,106+830.6% | $4,675+518.3% | $2,757+948.5% |
| Participant deferral / active EE | $19,447 | $3,455+462.8% | $5,631+245.4% | $4,300+352.2% |
| Admin fee / account holder | $1,399 | $7,994-82.5% | $15,885-91.2% | $6,925-79.8% |