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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,684 | $90,486+82.0% | $78,676+109.3% | $273,972-39.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 6.26% | 75.62%-69.4pp | 62.19%-55.9pp | 41.46%-35.2pp |
| Employer contribution / active EE | $1,319 | $3,175-58.4% | $2,850-53.7% | $4,869-72.9% |
| Participant deferral / active EE | $5,766 | $3,901+47.8% | $3,517+64.0% | $5,287+9.1% |
| Admin fee / account holder | $1,083 | $5,263-79.4% | $4,510-76.0% | $10,133-89.3% |