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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,931 | $57,305-42.5% | $86,640-62.0% | $75,173-56.2% |
| Participation rate | 68.8% | 63.2%+5.5pp | 71.7%-3.0pp | 67.2%+1.5pp |
| Annual return | 17.09% | 2674.24%-2657.2pp | 592.52%-575.4pp | 160.72%-143.6pp |
| Employer contribution / active EE | $2,595 | $2,316+12.0% | $3,024-14.2% | $2,671-2.8% |
| Participant deferral / active EE | $2,823 | $3,320-15.0% | $4,438-36.4% | $4,126-31.6% |
| Admin fee / account holder | $911 | $4,116-77.9% | $5,616-83.8% | $5,651-83.9% |