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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,264 | $142,354+36.5% | $125,529+54.8% | $155,188+25.2% |
| Participation rate | 60.0% | 78.1%-18.1pp | 74.7%-14.7pp | 80.8%-20.8pp |
| Annual return | 8.77% | 306.06%-297.3pp | 202.56%-193.8pp | 148.84%-140.1pp |
| Employer contribution / active EE | $2,187 | $3,501-37.6% | $3,058-28.5% | $4,248-48.5% |
| Participant deferral / active EE | $2,445 | $5,491-55.5% | $4,813-49.2% | $6,531-62.6% |
| Admin fee / account holder | $1,751 | $19,392-91.0% | $16,298-89.3% | $14,480-87.9% |