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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,264 | $177,595+9.4% | $148,496+30.8% | $198,609-2.2% |
| Participation rate | 60.0% | 79.3%-19.3pp | 76.0%-16.0pp | 82.4%-22.4pp |
| Annual return | 8.77% | 9.97%-1.2pp | 12.33%-3.6pp | 202.70%-193.9pp |
| Employer contribution / active EE | $2,187 | $4,098-46.6% | $3,497-37.5% | $5,055-56.7% |
| Participant deferral / active EE | $2,445 | $5,539-55.9% | $4,808-49.1% | $6,977-65.0% |
| Admin fee / account holder | $1,751 | $27,010-93.5% | $19,547-91.0% | $19,030-90.8% |