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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,264 | $139,948+38.8% | $121,663+59.7% | $154,746+25.5% |
| Participation rate | 60.0% | 78.0%-18.0pp | 74.5%-14.5pp | 80.7%-20.7pp |
| Annual return | 8.77% | 230.52%-221.7pp | 147.54%-138.8pp | 172.34%-163.6pp |
| Employer contribution / active EE | $2,187 | $3,521-37.9% | $3,020-27.6% | $4,379-50.1% |
| Participant deferral / active EE | $2,445 | $5,629-56.6% | $4,887-50.0% | $6,730-63.7% |
| Admin fee / account holder | $1,751 | $17,321-89.9% | $14,289-87.7% | $14,365-87.8% |