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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,132 | $107,666+218.7% | $102,184+235.8% | $154,746+121.7% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 10.80% | 29.33%-18.5pp | 31.58%-20.8pp | 172.34%-161.5pp |
| Employer contribution / active EE | $7,468 | $3,846+94.2% | $3,594+107.8% | $4,379+70.5% |
| Participant deferral / active EE | $16,436 | $8,719+88.5% | $8,309+97.8% | $6,730+144.2% |
| Admin fee / account holder | $225,400 | $12,943+1641.4% | $11,609+1841.6% | $14,365+1469.1% |