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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,132 | $100,970+239.8% | $96,576+255.3% | $137,256+150.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 10.80% | 38.16%-27.4pp | 38.47%-27.7pp | 220.34%-209.5pp |
| Employer contribution / active EE | $7,468 | $3,809+96.1% | $3,553+110.2% | $4,156+79.7% |
| Participant deferral / active EE | $16,436 | $8,286+98.3% | $7,956+106.6% | $6,407+156.5% |
| Admin fee / account holder | $225,400 | $11,312+1892.6% | $11,381+1880.5% | $12,270+1737.0% |