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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,458 | $157,829-63.6% | $136,867-58.0% | $198,609-71.1% |
| Participation rate | 65.2% | 77.2%-12.0pp | 74.5%-9.3pp | 82.4%-17.2pp |
| Annual return | 13.36% | 51.25%-37.9pp | 42.97%-29.6pp | 202.70%-189.3pp |
| Employer contribution / active EE | $1,583 | $3,923-59.6% | $3,547-55.4% | $5,055-68.7% |
| Participant deferral / active EE | $1,812 | $5,463-66.8% | $4,924-63.2% | $6,977-74.0% |
| Admin fee / account holder | $123 | $11,107-98.9% | $10,340-98.8% | $19,030-99.4% |