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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,908 | $88,778+40.7% | $81,844+52.6% | $145,884-14.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.96% | 1033.03%-1021.1pp | 778.87%-766.9pp | 551.85%-539.9pp |
| Employer contribution / active EE | $7,459 | $3,087+141.6% | $2,916+155.8% | $4,662+60.0% |
| Participant deferral / active EE | $8,246 | $4,648+77.4% | $4,323+90.7% | $6,690+23.3% |
| Admin fee / account holder | $931 | $8,430-89.0% | $7,355-87.3% | $13,392-93.1% |