Retirement plan

PINE BLUFF SAND & GRAVEL COMPANY RETIREMENT SAVINGS PLAN

Name: PINE BLUFF SAND & GRAVEL COMPANY - PINE BLUFF SAND & GRAVEL COMPANY RETIREMENT SAVINGS PLAN (2017) Form 5500
Creator: PINE BLUFF SAND & GRAVEL COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PINE BLUFF SAND & GRAVEL COMPANY RETIREMENT SAVINGS PLAN, PINE BLUFF SAND & GRAVEL COMPANY

PINE BLUFF SAND & GRAVEL COMPANYEIN 71-0141800Plan #003PY 2017

P.O. BOX 7008 - PINE BLUFF, AR 716117008870-534-7120pbsgc.comLinkedIn501-1000 employeesconstruction

Prospect flagsLow returns

Top hat statement on fileNQDC

Filed November 17, 2021

Plan administrator

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1501 Heartwood Street

White Hall, AR 71602

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Plans declared (1)

Plan name not on file2 emp

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Total assets (EOY)

$73M

+7.3% from 2016

Total participants

717

-5.5% from 2016

Average account balance

$98,905

+13.9% from 2016

Annual return

9.91%

+4.00 pp from 2016

Benchmarks

See 1,124 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,124 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$101.73M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$133K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

767

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$7.87M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$141

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
MORNINGSTAR3+ years Service code 26 · EIN 36-3297908 P.O. BOX 990067 · HARTFORD, CT 061990067	Advisory (Participants)	$18,384
VOYA RETIREMENT INSURANCE & ANNUITY3+ years Filed as: VOYA RETIREMENT INS. AND ANNUITY CO Service code 26 · EIN 71-0294708 P.O. BOX 90067 · HARTFORD, CT 061990067	Advisory (Participants)	$16,029

Plan features & details

Pension benefit codes2E2G2J2K

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$19K

$40 / participant

Other / not subdivided$19K100.0%

% of EOY assets

0.026%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BKD, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$98,905

$60,545+63.4%

$92,240+7.2%

$69,631+42.0%

Participation rate

100.0%

72.2%+27.8pp

76.5%+23.5pp

70.7%+29.3pp

Annual return

9.91%

19.71%-9.8pp

176.29%-166.4pp

27571.02%-27561.1pp

Employer contribution / active EE

$7,327

$2,633+178.2%

$3,680+99.1%

$2,032+260.6%

Participant deferral / active EE

$4,063

$2,828+43.7%

$3,897+4.3%

$3,224+26.0%

Admin fee / account holder

$26

$145-82.0%

$5,194-99.5%

$110-76.4%

Provider

Service type

Compensation

MORNINGSTAR3+ years

Service code 26 · EIN 36-3297908

P.O. BOX 990067 · HARTFORD, CT 061990067

Advisory (Participants)

$18,384

VOYA RETIREMENT INSURANCE & ANNUITY3+ years

Filed as: VOYA RETIREMENT INS. AND ANNUITY CO

Service code 26 · EIN 71-0294708

P.O. BOX 90067 · HARTFORD, CT 061990067

Advisory (Participants)

$16,029

PINE BLUFF SAND & GRAVEL COMPANY RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PINE BLUFF SAND & GRAVEL COMPANY RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion