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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,542 | $185,883-72.8% | $170,043-70.3% | $139,466-63.8% |
| Participation rate | 71.4% | 87.8%-16.3pp | 87.0%-15.6pp | 80.3%-8.9pp |
| Annual return | 20.76% | 60.54%-39.8pp | 53.40%-32.6pp | 373.66%-352.9pp |
| Employer contribution / active EE | $5,205 | $7,596-31.5% | $6,790-23.3% | $4,754+9.5% |
| Participant deferral / active EE | $6,118 | $11,626-47.4% | $10,410-41.2% | $6,712-8.9% |
| Admin fee / account holder | $6,945 | $15,393-54.9% | $12,824-45.8% | $11,409-39.1% |