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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,465 | $112,131-88.9% | $95,964-87.0% | $158,982-92.2% |
| Participation rate | 87.5% | 79.0%+8.5pp | 77.1%+10.4pp | 82.0%+5.5pp |
| Annual return | 22.96% | 171.19%-148.2pp | 91.64%-68.7pp | 302.99%-280.0pp |
| Employer contribution / active EE | $1,720 | $3,199-46.2% | $2,541-32.3% | $4,763-63.9% |
| Participant deferral / active EE | $4,764 | $4,784-0.4% | $4,167+14.3% | $5,983-20.4% |
| Admin fee / account holder | $1,173 | $10,136-88.4% | $6,797-82.7% | $11,252-89.6% |