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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,366 | $209,888-73.1% | $189,545-70.3% | $167,553-66.4% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 18.74% | 748.66%-729.9pp | 555.36%-536.6pp | 478.89%-460.2pp |
| Employer contribution / active EE | $4,311 | $6,915-37.7% | $6,162-30.0% | $4,840-10.9% |
| Participant deferral / active EE | $13,597 | $8,934+52.2% | $8,220+65.4% | $6,343+114.4% |
| Admin fee / account holder | $2,578 | $14,300-82.0% | $12,049-78.6% | $12,316-79.1% |