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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,524 | $150,447-90.3% | $136,298-89.3% | $147,586-90.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.74% | 1049.15%-1029.4pp | 5156.27%-5136.5pp | 578.59%-558.9pp |
| Employer contribution / active EE | $4,276 | $5,256-18.7% | $4,696-8.9% | $4,876-12.3% |
| Participant deferral / active EE | $8,945 | $6,631+34.9% | $6,247+43.2% | $5,439+64.5% |
| Admin fee / account holder | $66,460 | $10,906+509.4% | $9,244+619.0% | $10,886+510.5% |