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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,170 | $91,537-35.4% | $130,045-54.5% | $75,173-21.3% |
| Participation rate | 96.0% | 71.5%+24.5pp | 78.5%+17.5pp | 67.2%+28.8pp |
| Annual return | 19.02% | -631.55%+650.6pp | -137.30%+156.3pp | 160.72%-141.7pp |
| Employer contribution / active EE | $3,277 | $2,845+15.2% | $4,321-24.2% | $2,671+22.7% |
| Participant deferral / active EE | $7,978 | $4,343+83.7% | $5,820+37.1% | $4,126+93.3% |
| Admin fee / account holder | $1,334 | $6,780-80.3% | $10,600-87.4% | $5,651-76.4% |