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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,399 | $29,716-81.8% | $56,077-90.4% | $80,925-93.3% |
| Participation rate | 38.5% | 41.7%-3.2pp | 52.5%-14.0pp | 67.7%-29.2pp |
| Annual return | 13.29% | 35.30%-22.0pp | 1709.28%-1696.0pp | 35.65%-22.4pp |
| Employer contribution / active EE | $578 | $671-13.8% | $1,040-44.4% | $2,756-79.0% |
| Participant deferral / active EE | $1,103 | $1,228-10.2% | $1,954-43.5% | $4,299-74.3% |
| Admin fee / account holder | $314 | $2,432-87.1% | $2,825-88.9% | $6,940-95.5% |